Business money & costs
Capacity before taking another client
Check the hours before saying yes.
A real excerpt from this edition. Fictional example data.
NT-121 / Decision pack
Understand the minimum before setting the price.
Calculate job delivery cost, contribution and margin from explicit hours and direct costs. Compare scenarios before committing to a fee.
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Start with the decision
Small service businesses comparing job prices.
Use one currency and either include or exclude tax consistently. Enter the cost of delivery, not the hourly selling rate.
Count preparation, delivery, administration and follow-up. Add external costs once. Shared overhead can be included in the hourly assumption if appropriate.
Check a realistic higher-hours case as well as the base case. A positive contribution may still be insufficient to fund overhead and growth.
A look inside
Fictional values from the workbook. Amounts are illustrative currency units, not a market rate or a customer result.
Planning worksheet only. It does not calculate tax or replace accounting records.
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No. The planned shop sells each product separately for a one-off price. You will not need a membership, a bundle or a credit balance.
Each product includes a PDF guide, an editable Excel workbook, a fictional worked example, a blank worksheet with 50 prepared rows and a decision log. Working kits also include an implementation plan and an adaptable message. The exact file list is on each product page.
A PDF reader and spreadsheet software that supports standard .xlsx formulas. The workbooks contain no macros or external data connections. Formula results depend on your inputs and your spreadsheet software recalculating them. No paid AI account is required.
Business money & costs
Check the hours before saying yes.
Business money & costs
See what changed in the cost base.
Business money & costs
Separate expected cash from money already available.