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NT-151 / Decision pack

Equipment hire versus purchase

Compare horizon cost while keeping purchase cash visible.

Compare period hire charges with purchase, expected maintenance and a user-entered residual assumption. Show purchase cash separately from assumed residual recovery.

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Editable .xlsxPDF guideNo macros

Start with the decision

How do entered hire and ownership costs compare over the same horizon?

Small-business operators comparing their own cost assumptions.

From input to next step.

  1. 01

    Choose a consistent basis

    Use equivalent equipment scope and the same horizon.

  2. 02

    Enter the assumptions

    Enter all known hire costs and ownership costs consistently. Treat the residual as an uncertain assumption.

  3. 03

    Review the result

    Review initial cash, availability, maintenance responsibilities and actual terms separately from the net cost.

A look inside

The example, in plain sight.

Fictional values from the workbook. Amounts are illustrative currency units, not a market rate or a customer result.

Equipment scenario
Scenario A
Horizon months
12
Monthly hire cost
100.00
Purchase cost
1,500.00
Ownership maintenance
100.00
Assumed residual
500.00
Hire horizon cost
1,200.00
Ownership net cost
1,100.00
Hire less ownership
100.00

Before you use the result.

  • Residual recovery is not guaranteed.
  • This ignores financing and tax effects.
  • Lower cost does not prove suitability.

A simple hire/purchase cost scenario, not financing or tax advice.

A few useful answers.

All questions →
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What will I receive?

Each product includes a PDF guide, an editable Excel workbook, a fictional worked example, a blank worksheet with 50 prepared rows and a decision log. Working kits also include an implementation plan and an adaptable message. The exact file list is on each product page.

What software do I need?

A PDF reader and spreadsheet software that supports standard .xlsx formulas. The workbooks contain no macros or external data connections. Formula results depend on your inputs and your spreadsheet software recalculating them. No paid AI account is required.

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