Business money & costs
Service-job break-even
Understand the minimum before setting the price.
A real excerpt from this edition. Fictional example data.
NT-137 / Focused tool
Make the contingency allowance visible and separate.
Apply a chosen contingency rate to eligible costs only, then add excluded pass-through costs once. The rate is a user assumption, not a risk probability.
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Start with the decision
Small-business operators comparing their own cost assumptions.
Choose which costs are eligible before applying a rate.
Enter the rate as an explicit planning assumption and keep excluded pass-through costs separate.
Review actual uncertainties and approval limits. A budget allowance is not permission to spend it.
A look inside
Fictional values from the workbook. Amounts are illustrative currency units, not a market rate or a customer result.
A transparent budget allowance, not a quantitative risk model.
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Each product includes a PDF guide, an editable Excel workbook, a fictional worked example, a blank worksheet with 50 prepared rows and a decision log. Working kits also include an implementation plan and an adaptable message. The exact file list is on each product page.
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Business money & costs
Understand the minimum before setting the price.
Business money & costs
Check the hours before saying yes.
Business money & costs
See what changed in the cost base.